The Future ofFX Rates
Multi-currency wallets, real-time FX, travel booking, bill payments, and an AI copilot — everything your business needs, in one platform.
FINTRAC Registered MSB · C100000126
Total Balance
Every market. Every rail.
One platform.
Move money across Canada with the rails that fit — from instant Interac to high-value wire. All tracked, all confirmed.
Canada Domestic
Interac · EFT · WireDaily send/receive, wallet funding
Payroll, scheduled payments, bulk
High-value, formal settlement
Move money across Canada with the rails that fit — from instant Interac to high-value wire. All tracked, all confirmed.
Canada Domestic
Interac · EFT · WireDaily send/receive, wallet funding
Payroll, scheduled payments, bulk
High-value, formal settlement
Not all services listed are currently available. Some services may be introduced at a later stage and may be modified or discontinued at any time at the sole discretion of FX Wallet.
Every Business Gets a Smart Assistant
An AI copilot embedded in your dashboard that understands FX operations, manages tasks, and answers questions — so you can focus on running your business.
Natural Language Operations
Check rates, find customers, calculate fees, or initiate transfers — just type what you need. No menus, no training required.
Self-Serve Automation
Set up rate alerts, scheduled reports, transaction watchers, and recurring transfers through plain conversation. The AI manages them 24/7.
Instant Answers
Ask everyday questions — what documents you need to get started, the difference between EFT and wire, how to set up a beneficiary. Clear answers, no support ticket.
You Stay in Control
Choose how autonomous your AI is — Conservative, Balanced, or Autonomous. Set daily limits, restrict working hours, or pause everything with one toggle. Every action is logged.
More Than Payments
Travel booking, bill payments, and AI-powered operations — all from the same platform you already use to move money.
Travel Booking
Flights & Hotels
Search and book directly from FX Wallet. No switching between platforms — your travel and payments live in one place.
AI-Powered Search
Ask the Copilot to find flights, compare hotel prices, or set up daily price alerts. It does the research so you don't have to.
Business Travel, Simplified
Book travel for your team, track expenses alongside your FX transactions, and pay in your preferred currency.
Bill Payments
Pay Bills Directly
Utilities, suppliers, subscriptions, rent — pay business bills directly from your FX Wallet without switching platforms.
Recurring Payments
Schedule recurring bill payments or let the AI Copilot manage them. Never miss a due date again.
Track Everything
All bill payments tracked alongside your FX transactions, transfers, and travel expenses in one unified view.
Not another fintech.
A real advantage.
Banks charge hidden spreads. Legacy platforms fragment your workflow. FX Wallet was built from the ground up to give Canadian businesses clarity, control, and compliance — all in one place.
Transparent, competitive pricing
FX Wallet provides transparent, competitive exchange rates with no hidden markups or surprise fees. Pricing is provided during onboarding based on your transaction type, volume, and corridor.
Every rail, one dashboard
Interac, EFT, ACH, Wire, SEPA, SWIFT, and FedNow — all managed from a single interface. No juggling multiple providers, portals, or spreadsheets.
Registered, not a workaround
Registered Money Services Business (MSB) under FINTRAC with registration C100000126. Designed to work with banking partners and regulators, not around them.
Know where your money is
Live status updates from initiation to settlement. Webhook notifications, exportable receipts, and a complete audit trail for every transaction.
Beyond payments
Multi-currency wallets, AI operations assistant, integrated travel booking, and bill payments — everything your business needs to operate, in one platform.
Built for how you run your business.
From solo freelancers to growing SMBs — payments, travel, bills, and AI in one platform.
Move money like a Fortune 500.
Whether you're paying suppliers, collecting from clients, booking business travel, or managing multi-currency accounts — FX Wallet gives your business the same payment infrastructure that large enterprises use, without the complexity or cost.
A Toronto-based manufacturer pays raw material suppliers in China (CNY) and Germany (EUR) while collecting from US clients in USD — all from one dashboard with real-time FX conversion.
Included
- Dedicated account manager
- API access available
- FINTRAC registered
- 24/7 transaction monitoring
- Bill payments & travel booking
Enterprise-grade security.
Zero compromises.
Your money and data are protected by enterprise-grade security controls, hosted on AWS infrastructure designed to meet Canadian regulatory requirements.
256-bit Encryption
All data encrypted in transit and at rest with AES-256.
Real-time Monitoring
24/7 fraud detection and anomaly monitoring on every transaction.
AWS-Hosted Infrastructure
Hosted on Amazon Web Services, designed to support Canadian regulatory and privacy requirements.
FINTRAC Registered
Registered MSB (C100000126) — fully compliant with Canadian financial regulations.
Multi-Factor Authentication
MFA and role-based access controls on every sensitive operation.
Strict Internal Controls
Rigorous internal controls, regular third-party security audits, and full regulatory compliance.
Questions answered
Short, direct answers — because ambiguity kills trust in finance.
Ready to transform
how you operate?
Tell us about your business and our team will get back to you within one business day with a tailored solution.
Prefer email?
[email protected]